Introduction. For purposes of this E-Consent, the words “you” and “your” mean the person using the accepting and agreeing to this E-Consent. The words “Farmers,” “we,” “us,” and “our” mean WAREHOUSE HOME FURNISHINGS DISTRIBUTORS, INC. d/b/a Farmers Home Furniture and its successors and assigns. To provide these services, we need your consent to using and accepting electronic signatures, disclosures and records by accepting the terms of the E-Consent. This E-Consent notifies you of your rights when receiving electronic disclosures, notices and information from us including all legal, regulatory, and contractual documents necessary to do business with us (“Records”). In order to receive such Records you must consent to electronic delivery of information and disclosures.

Scope of Consent. This E-Consent applies to all online interactions concerning you and us, and includes those interactions engaged in on any computer, electronic device, mobile device, including phones, smart-phones, and tablets. By exercising this E-Consent, we will process your information and interact during all online interactions with you electronically. We will send you various documents electronically related to your interactions and transactions with us. We reserve the right to send various documents, including disclosures, notices and other information to you in paper form, but doing so will not negate your consent herein or require us to send paper documents at any other time in the future.

Requirements for Consenting to Do Business Electronically. Before you decide to do business electronically with us, you should consider whether you have the required hardware and software capabilities described herein. However, given that you have access to this webpage and other documents, forms, and pages via the Internet, it is likely that you are already using the necessary hardware and software needed to meet the access requirements. To do business electronically including accessing and retaining the Records electronically, you must have an active email account. You will need to use an electronic device, such as computer, notebook, mobile device, including phones, smart-phones, tablets or compatible device capable of accessing the Internet and an Internet Browser software program such as Microsoft Edge®, Mozilla Firefox®, Google Chrome®, or Apple Safari®. Your internet browser software must be able to use 256-bit encryption to enable Secure Sockets Layer (SSL) Adobe® Acrobat Reader® 4.0 or higher (or another program providing similar functionality) is required to open and/or save a portable document format (PDF). You will need a connection to the Internet such as connection via an Internet Service Provider (“ISP”) or public access. If these requirements change while you are maintaining an active relationship with us, and the change creates a material risk that you may not be able to receive Records electronically, we will notify you of these changes. Email notifications and Records may be made available in either HTML (regular Web hypertext) or Portable Document Format PDF format. You may also print Records with a local printer. Records may be saved by downloading and saving the Record on your device in the way you would any other file from the Internet. You will need sufficient electronic storage capacity on your device or other data storage unit, in order to download and save Records. To print Records, you will need a printer that is capable of printing from your browser, your email or other applicable software application, or your hard drive or other data storage unit, in order to print paper copies of Records.

Communication, Email Address, and Updating Your Contact Information. You agree that we may contact you using any technology or methods of our choice. We may use any telephone numbers (including wireless, landline and voice over IP numbers) or email addresses that you give to us. If you choose to change your phone number or email address, you will update us with the new phone number or email address at our contact information below.

Option for Paper or Non-Electronic Records and Withdrawing Consent. You may obtain any Records in paper copy by contacting us. See our contact information below. We will provide paper copies at no charge. We will retain all Records as applicable law requires. You are free to withdraw this E-Consent at any time and at no charge. If at any time you wish to withdraw this E-Consent, by contacting us. See our contact information below. You will need to provide your full name, resident address, email address, and phone number associated with your account. Any withdrawal of your consent to receive electronic communications will be effective only after we have had a reasonable period in which to process your withdrawal request, up to 30 days.

Our Contact Information. You may contact us as follows:

Other important terms and conditions. You further agree that we may assign this E-Consent to any person without your consent. You may not assign or transfer this E-Consent and that any attempt to assign or transfer this E-Consent by you shall be null and void. This E-Consent shall be construed according to federal law, including the Electronic Signatures in Global and National Commerce Act (the “Act”).

Grant of Consent. You agree that you have read this E-Consent, and you confirm that you agree to all of the terms and conditions contained herein. You consent to using and accepting electronic signatures, disclosures and records with as set forth in this E-Consent.